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Friendship and Its Importance in Life

Friendship is one of the simplest yet most profound joys in life. It’s a bond that doesn’t rely on blood ties or societal obligations but grows from shared moments, mutual respect, and unconditional support. Friends are the people who walk into your life when everyone else seems to be walking out. They are the ones who stand by you, laugh with you, and sometimes cry with you too. What Makes Friendship So Special? Friendship is unique because it’s a relationship we choose. Unlike family, which we are born into, or colleagues, who we may interact with due to work, friends are the people we actively select to be a part of our lives. This choice makes the connection feel even more meaningful. A true friend doesn’t just share your joy but also helps carry your burdens. Whether it’s a late-night chat, a spontaneous trip, or simply sitting in silence together, these moments remind us that life is better when shared. The Role of Friendship in Our Lives Emotional Support Life can be overwhelmi...
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Exploring AUM and Its Role in NBFC Growth

For a finance enthusiast, tracking how companies grow and adapt in a competitive market can be fascinating. Non-Banking Financial Companies (NBFCs), key players in India’s financial ecosystem, often rely on Assets Under Management (AUM) as a critical measure of their success. Understanding AUM and its implications offers insights into a company’s ability to scale, manage risk, and meet diverse customer needs. What is AUM and Why Does It Matter? AUM refers to the total value of financial assets managed by an NBFC on behalf of its customers. It acts as a barometer of growth, showcasing the company’s ability to expand its reach. A growing AUM means the company is successfully lending more, managing a robust loan book, and gaining trust in the market. For instance, if an NBFC shows a 40% year-on-year growth in AUM, it reflects its capability to serve more customers while maintaining operational efficiency. AUM is not just about size but also about sustainability. It shows how well a compan...
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The Quiet Joy of Gardening: Why It’s More Than Just Growing Plants

Gardening might seem like a simple hobby—digging, planting, and watering. But ask any gardener, and they’ll tell you it’s so much more than that. Gardening connects you to nature, brings a sense of accomplishment, and even improves mental health. It’s not just about growing plants; it’s about cultivating a peaceful and fulfilling life. Why Gardening Feels So Special There’s a unique joy in watching something grow under your care. Whether it’s a pot of herbs on your balcony or a backyard vegetable patch, gardening gives you a front-row seat to the wonders of nature. The act of tending to plants—digging your hands into the soil, watering, pruning—slows you down and brings you into the present moment. Benefits Beyond the Plants Mental Clarity: Gardening is a form of mindfulness. Focusing on tasks like weeding or planting can reduce stress and anxiety. Physical Exercise: It might not feel like it, but bending, digging, and lifting make for a great workout. Healthier Eating: Growing your...
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AUM – A Fun Take from a Finance Geek

Do you know how some people geek out over the latest Marvel movie or obsess over fantasy football stats? For me, it’s all about Assets Under Management (AUM) . It’s not just a boring financial term—it’s like the box office collection for a blockbuster film. A high AUM tells me a company’s story is resonating with investors, just like how a hit movie wins the audience’s trust. AUM, to me, is like a badge of honor for financial institutions. It shows how much trust clients place in them and how well they manage that trust. It’s not just about the money; it’s about the strategy and consistency behind the scenes. Why AUM Makes Me Geek Out It’s Like a Movie Franchise’s Growth Imagine if the first Avengers movie made ₹1000 crore, and the next few sequels kept breaking records. That’s what a steadily increasing AUM feels like to me—proof that the company knows how to keep its investors hooked. Signals Confidence A high AUM is like seeing packed theaters for every movie release. It tells me...
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Why Finance Matters: A Deep Dive into Opportunities and Trends

Finance isn’t just a profession or a subject; it’s a lens through which I view the world. Every transaction, investment, and market shift tells a story. Whether it’s about a 41% AUM growth or the subtle role of AI in HR, finance offers a window into how businesses, people, and economies connect. The Fascination of Market Dynamics What draws me to finance is its dynamic nature. Markets never stay still, and each movement holds a deeper meaning. A stock’s rise amid volatility, for instance, reflects not just numbers but resilience, strategy, and sometimes a bit of luck. Understanding the “why” behind these trends is what keeps me curious. The Growing Role of AI AI is revolutionizing the financial landscape, and as an enthusiast, I find its impact transformative. Beyond managing portfolios and predicting trends, AI is making waves in areas like HR. By streamlining recruitment, evaluating talent, and optimizing performance, AI helps organizations maintain efficiency even during periods of ...
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How To Balance Oil Production On Your Bald Scalp: Products To Control Shine

One of the joys of going bald is that smooth, shiny look you get after a fresh shave. But while that shine can be sleek and cool, sometimes it can cross the line into “I’m ready for a slip-n-slide” territory. If your bald scalp tends to get oily and shine too much, you’re not alone. Balancing oil production on your scalp is an essential part of maintaining that clean, polished look without looking greasy. Luckily, we’ve got you covered with some tips and products to help control the shine and keep your scalp looking fresh. Why Does My Bald Scalp Get Oily? First things first—your scalp still produces oil, even if you’ve shaved off all your hair. Those sebaceous glands are still going strong, and they don’t care if your scalp is bare. In fact, shaving your head can make the oil production more noticeable, since there’s nothing to absorb it (like hair). This excess oil can lead to shine, irritation, and even clogged pores if left unchecked. The good news is that you can control that shine...
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Poonawalla Fincorp Collaborates with IIT Bombay to Enhance HR with AI

  Poonawalla Fincorp is taking bold strides towards innovation by incorporating Artificial Intelligence (AI) into its Human Resources (HR) operations. In collaboration with IIT Bombay, the company is implementing AI to streamline HR processes, making them faster, more efficient, and cost-effective. This initiative is setting new standards for how businesses can leverage technology to improve the recruitment process and employee management. AI-Driven HR The integration of AI into Poonawalla Fincorp's HR functions has created a significant shift in how the company approaches recruitment, employee queries, and day-to-day HR tasks. Through automation and AI-driven solutions, the company is reducing manual tasks, allowing HR teams to focus on more strategic, human-centered activities. Key Ways AI is Improving HR at Poonawalla Fincorp AI has revolutionized several aspects of Poonawalla Fincorp 's HR operations. Here’s a breakdown of the key areas where AI is making a significant impa...
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