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Why Emotions Are the Roadway to Life and How to Develop Emotional Intelligence (EQ)

Emotions are at the core of everything we do. They guide our decisions, influence our relationships, and shape how we experience life. Without emotions, life would feel empty and mechanical. While some people view emotions as a weakness, the truth is that they are a powerful tool—when managed correctly. Emotional intelligence (EQ) is the key to understanding and controlling our emotions, leading to better decision-making, stronger relationships, and overall life satisfaction. The Role of Emotions in Life Emotions are often seen as fleeting feelings, but in reality, they serve a deeper purpose. They help us: Make Decisions Many people believe logic drives decision-making, but emotions play a huge role. Our gut feelings and emotional responses influence what we choose in life—whether it’s selecting a career, a partner, or even what to eat. Build Relationships Human connections are built on emotions. Love, trust, empathy, and compassion help us form meaningful relationships. Without emoti...
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The Art of Detachment

  In a world that constantly demands our attention, emotions, and energy, detachment is an underrated skill that can bring peace and clarity. Detachment doesn’t mean becoming cold, indifferent, or disconnected from life—it means learning to let go of unnecessary emotional burdens, toxic attachments, and excessive expectations. It is about cultivating inner freedom while still being engaged with the world. Understanding Detachment Detachment is often misunderstood as apathy, but they are not the same. Apathy is a lack of concern or interest, while detachment is the ability to be involved without being overly affected. It allows you to experience emotions without being controlled by them, to engage with people without becoming dependent on them, and to pursue goals without being devastated by setbacks. True detachment is not about withdrawing from life but about approaching it with a sense of balance. It is about caring without clinging, loving without possessing, and striving withou...

Union Budget 2025: A Roadmap for Growth and Financial Strength

Finance Minister Nirmala Sitharaman presented the Union Budget 2025, marking her eighth consecutive Budget. This also happens to be the second Budget under the Narendra Modi 3.0 government. With a strong emphasis on economic growth and business efficiency, the Budget has been well received. It lays out key policies that aim to simplify financial access and strengthen important economic sectors. Arvind Kapil, MD & CEO of Poonawalla Fincorp , shared his views on the Budget. He stated that it aligns well with India’s ongoing economic transformation. The Budget gives clear importance to two crucial segments—the middle class and the MSME sector. These groups play a key role in economic development and financial stability. Strengthening Retail Lending and MSME Finance Arvind Kapil highlighted that this Budget is a major boost for retail lending and MSME finance. By improving access to credit, the government is helping businesses grow and expand their reach. MSMEs are a vital part of Ind...

A Day in the Life of a Person with a Stressful Day

Stress is something most people experience at some point, but for some, it can dominate their entire day. A typical stressful day begins even before the alarm clock goes off. As they wake up, their mind is already racing with thoughts about tasks that need completing, deadlines to meet, and challenges to overcome. This overwhelming mental load can make it hard to get out of bed with a positive mindset. Breakfast is often a rushed or skipped affair, as there seems to be no time to sit down and enjoy a meal. The sense of hurry intensifies as they deal with a hectic commute. Whether being stuck in traffic or enduring overcrowded public transportation, the stress of simply getting to work is enough to drain energy before the day has even begun. At work, the pressure increases. Meetings, emails, and a mountain of pending tasks create a whirlwind of activity. Each task seems more urgent than the last, and the lack of adequate breaks compounds the sense of exhaustion. Lunch might be a hastily...

Music as the Universal Healer

Music transcends boundaries of culture, language, and geography, making it one of the most universally understood art forms. Its healing properties have been recognized for centuries, offering solace in times of distress and fostering emotional and physical well-being. The Science Behind Music and Healing Listening to music has a profound impact on the brain. It stimulates areas responsible for emotions, memory, and sensory processing. Studies have shown that music triggers the release of endorphins, reducing pain and promoting relaxation. This makes it an effective therapy for conditions ranging from anxiety and depression to chronic pain. Music therapy is increasingly being used in clinical settings to improve patients’ mental health and recovery rates. Hospitals and rehabilitation centers often employ music therapists to help patients cope with trauma or adjust to physical disabilities. Emotional Catharsis Through Music Music provides an outlet for emotional expression, enabling ind...

Strong Quarterly Growth Boosts Financial Firm’s Stock Performance

Poonawalla Fincorp reported impressive third-quarter results for FY25, leading to a 3.3% rise in its share price on January 6, 2025. Robust growth in disbursements and assets under management (AUM) highlighted the firm’s operational success, drawing positive reactions from investors. Highlights of the Third Quarter Significant Increase in Disbursements The company disclosed total disbursements of ₹7,150 crore for the quarter in its filing. This marks a 13.3% increase from ₹6,313 crore in the previous quarter, signaling its continued focus on loan distribution. AUM Growth Reflects Operational Strength As of December 31, 2024, Poonawalla Fincorp AUM reached ₹30,950 crore. This represents a 41% year-on-year growth and a 9% increase quarter-on-quarter. These numbers indicate effective scaling of operations and market demand. Ample Liquidity With liquidity reserves of ₹4,800 crore, the firm is in a strong position to support ongoing growth and meet financial obligations. This buffer provi...