The Finance Buster

A gold loan can be a convenient way to access funds by using gold jewellery or eligible gold assets as security. However, choosing the right lender requires borrowers to compare important factors such as interest rates, loan amount, repayment options, processing time, and overall loan terms. Several banks and NBFCs offer gold loan facilities in India, each with different features and eligibility conditions. Lenders such as State Bank of India (SBI), Central Bank of India, Muthoot Finance, Poonawalla Fincorp, and Manappuram Finance provide gold-backed loan options that borrowers can evaluate based on their financial requirements. Leading Gold Loan Lenders in India Gold loans allow borrowers to pledge eligible gold jewellery or gold coins with a lender and receive funds based on the value of the pledged asset. The loan amount, interest rate, repayment period, and loan-to-value ratio may differ across lenders. Some of the well-known gold loan companies in India include: Lender Loan Amoun...

India’s non-banking financial companies have become an important part of the country’s credit system. They serve salaried borrowers, small traders, transport operators, MSMEs, rural customers, and families looking for quick access to funds. In 2026, the sector is being shaped by executives who understand growth, credit discipline, digital lending, and customer trust. Companies such as Poonawalla Fincorp, Bajaj Finance, Shriram Finance, Muthoot Finance, and IIFL Finance are often counted among the major NBFCs in India because of their reach, product strength, and role in expanding formal credit. The leaders behind these companies are important because NBFCs work closely with customers who need faster and more flexible borrowing options. Their decisions affect loan approval speed, risk checks, product design, branch reach, digital journeys, and asset quality. As India’s borrowing needs grow across cities and smaller towns, these executives are helping define how credit is offered in a mo...

In India’s busy retail markets, local shopkeepers are essential to daily life. From groceries to medicine and household essentials, they keep the economy running at a grassroots level. However, these small businesses often struggle with managing cash flow and accessing timely credit. To respond to these challenges, Poonawalla Fincorp Limited has launched a Shopkeeper Loan Business aimed directly at helping small retailers grow and stabilize their operations. Also Read: Poonawalla Fincorp and IDP Education Partner to Simplify Overseas Education Financing Supporting the Everyday Entrepreneur Running a small shop might seem simple from the outside, but it comes with its share of financial stress. Whether it's restocking shelves or handling seasonal sales fluctuations, access to capital remains a major hurdle. Many shopkeepers rely on informal borrowing, which can come with high interest rates and rigid conditions. With this new initiative, Poonawalla Fincorp is working to change that...

Poonawalla Fincorp Limited, part of the Cyrus Poonawalla Group, has added gold loans to its portfolio of secured credit products. The company, which has been growing its presence in the lending sector, is now aiming to reach a broader audience by offering a loan solution that is both practical and easy to access. This move is aimed particularly at those who require quick funds for business, agricultural, or personal reasons. Also Read: Poonawalla Fincorp and IDP Education Partner to Simplify Overseas Education Financing A Simple Way to Unlock Gold’s Value Gold holds strong emotional and financial significance in Indian homes. For generations, it has been considered a safe asset, often used during emergencies or when big expenses arise. Instead of selling gold, people prefer using it to raise funds temporarily. With this offering, Poonawalla Fincorp Limited enables customers to unlock the value of their gold without giving up ownership. Borrowers can use the funds while the gold stays s...