Skip to main content

Posts

Comparing Consumer Durable Loan Providers in India from Bajaj Finance to Poonawalla Fincorp

A refrigerator, television, washing machine or smartphone can be financed with a consumer durable loan. Eligible borrowers repay the amount in monthly instalments. Bajaj Finance, TVS Credit, HDB Financial Services and Poonawalla Fincorp finance selected appliances and electronics under different loan limits, tenures, features and eligibility rules. Compare interest, fees, down payment, tenure and total repayment before choosing an offer. The best consumer durable loan provider in India depends on the specific purchase and terms available to each individual applicant. Features borrowers may compare Offers may include no-cost EMIs, low or zero down payments, online applications, quick decisions or flexible tenures, depending on lender and purchase. Features may be limited to eligible products or customers; review terms with the lender or dealer. The table below summarises features and benefits from leading consumer durable loan providers in India in 2026. Provider Features and benefits B...
Recent posts

Why Learning New Skills Matters in a Rapidly Changing World

The ability to learn new skills has become increasingly important as technology, industries, and everyday routines continue to evolve. Skills that were highly valuable a few years ago may now be supplemented by new tools, while entirely new areas of work continue to emerge. Learning does not need to end after school or university. People can continue developing new capabilities throughout their careers and personal lives. Building a habit of continuous learning can improve adaptability, confidence, career opportunities, and problem-solving ability. The Changing Nature of Work Workplaces are constantly influenced by new technologies and changing customer expectations. Automation, digital platforms, data tools, and artificial intelligence are altering how many tasks are completed. This does not necessarily mean that existing skills become irrelevant. Instead, people may need to combine traditional knowledge with newer capabilities. For example, someone working in marketing may still need...

Comparing Gold Loan Providers in India for Different Borrowing Needs

Gold loans give borrowers access to funds by allowing them to pledge eligible gold jewellery or coins without selling the underlying asset. These loans are offered by several banks and NBFCs and can be used for needs such as medical expenses, education, business requirements, personal expenses and other financial obligations. Some of the top gold loan lenders in India include State Bank of India, Central Bank of India, Muthoot Finance, Poonawalla Fincorp and Manappuram Finance. While comparing lenders, borrowers should consider factors such as interest rates, Loan-to-Value ratios, repayment methods, tenure and applicable fees. State Bank of India State Bank of India offers gold loans to borrowers looking for funding through a public sector bank. Eligible gold ornaments and gold coins sold by SBI can be pledged, while loan amounts start from Rs. 20,000. Interest rates begin from approximately 8.70% p.a., depending on the selected scheme. Repayment options include EMI-based repayment, bu...

Gold Loan Lenders in India Borrowers Can Compare Before Choosing a Loan

A gold loan can be a convenient way to access funds by using gold jewellery or eligible gold assets as security. However, choosing the right lender requires borrowers to compare important factors such as interest rates, loan amount, repayment options, processing time, and overall loan terms. Several banks and NBFCs offer gold loan facilities in India, each with different features and eligibility conditions. Lenders such as State Bank of India (SBI), Central Bank of India, Muthoot Finance, Poonawalla Fincorp, and Manappuram Finance provide gold-backed loan options that borrowers can evaluate based on their financial requirements. Leading Gold Loan Lenders in India Gold loans allow borrowers to pledge eligible gold jewellery or gold coins with a lender and receive funds based on the value of the pledged asset. The loan amount, interest rate, repayment period, and loan-to-value ratio may differ across lenders. Some of the well-known gold loan companies in India include: Lender Loan Amoun...

How Technology Is Transforming the Future of Financial Advisory Services

Financial advice has traditionally depended on personal meetings, detailed discussions, and long-term relationships between advisors and clients. However, technology is changing how people access and receive financial guidance. Today, digital tools, artificial intelligence, and data-driven platforms are becoming important parts of financial advisory services. These technologies are helping advisors understand customer needs better and provide more personalised recommendations. The future of financial advice is moving towards a combination of human expertise and technological support. The Growth of Digital Financial Planning Technology has made financial planning more accessible to a wider audience. Earlier, professional advice was often considered available mainly to high-net-worth individuals. Digital platforms are now making financial guidance easier to access. Online investment platforms, automated tools, and financial planning applications help users understand their options and tr...

5 Leaders Taking India’s NBFC Sector Forward in 2026

India’s non-banking financial companies have become an important part of the country’s credit system. They serve salaried borrowers, small traders, transport operators, MSMEs, rural customers, and families looking for quick access to funds. In 2026, the sector is being shaped by executives who understand growth, credit discipline, digital lending, and customer trust. Companies such as Poonawalla Fincorp, Bajaj Finance, Shriram Finance, Muthoot Finance, and IIFL Finance are often counted among the major NBFCs in India because of their reach, product strength, and role in expanding formal credit. The leaders behind these companies are important because NBFCs work closely with customers who need faster and more flexible borrowing options. Their decisions affect loan approval speed, risk checks, product design, branch reach, digital journeys, and asset quality. As India’s borrowing needs grow across cities and smaller towns, these executives are helping define how credit is offered in a mo...