The Finance Buster

At first glance, running and finance don’t seem connected. But if you’ve ever tried planning your money or preparing for a long run, you’ll realize the two share a lot in common. In fact, building a financial future is a lot like training for a marathon —both require discipline, patience, consistency, and long-term thinking. Starting with a Goal No one signs up for a marathon without a clear goal. Whether it’s finishing under a certain time or simply crossing the finish line, every runner has a target. Similarly, in finance, your journey starts by setting clear financial goals —buying a home, saving for retirement, building an emergency fund, or becoming debt-free. These goals give you a direction. Without them, you’ll be running (or earning) without a purpose, which often leads to burnout or poor choices. Training Over Time You can’t run 42 kilometers on day one. You build up slowly. The same goes for finances. You don’t save a huge amount overnight—you grow it through regular habits ...

The stock market can seem intimidating to newcomers, but it’s one of the most effective ways to grow wealth over time. With the right mindset and some basic knowledge, anyone in India can begin investing in stocks — even with a small amount of money. What Is the Stock Market? The stock market is a platform where shares of publicly listed companies are bought and sold. Investors purchase these shares to become part-owners of companies. In India, the two main exchanges are the Bombay Stock Exchange (BSE) and the National Stock Exchange (NSE). When you invest in a stock, you’re essentially betting that the company will perform well and its value will increase, giving you returns in the form of dividends or capital gains. Why Should You Invest in Stocks? Wealth Creation: Historically, equity investments have outperformed most other asset classes over the long term. Beat Inflation: Stock market returns typically exceed inflation, helping preserve and grow purchasing power. Ownership: As a s...

Poonawalla Fincorp Limited (Poonawalla Fincorp Limited), a non-banking financial company backed by the Poonawalla Group, is taking a bold step in India’s retail lending sector. At a time when many lenders are being cautious with unsecured loans, Poonawalla Fincorp Limited is going in the opposite direction—strategically targeting premium salaried individuals with quick, digital personal loans. Under the leadership of CEO Arvind Kapil, the company has also rolled out several new lending products across key segments like education, gold, and commercial vehicles, positioning itself as a digitally driven retail NBFC. Focus on Unsecured Personal Loans for Premium Borrowers Poonawalla Fincorp is offering personal loans of up to ₹15 lakh to white-collar professionals. These loans are completely digital and disbursed in just 15 minutes, a move that reflects the company’s confidence in using technology for efficient credit delivery. Poonawalla Fincorp CEO Arvind Kapil explained the rationale b...

A new credit product has been introduced by Poonawalla Fincorp Ltd (PFL), expanding the company’s secured lending focus. This time, the non-banking financial company, supported by the Cyrus Poonawalla Group, has entered the gold loan segment. The official announcement was made through an exchange disclosure on Tuesday. With this move, PFL is stepping into a space that has long offered households across India a dependable financial fallback. Loans Against Gold Now Made Faster and Simpler The gold loan product has been designed to deliver quick access to funds for urgent personal or business needs. Whether it’s farming-related expenses, education costs, or working capital needs for small traders, the product aims to provide instant solutions. Borrowers can expect minimal documentation and loan approval within 30 minutes. According to the company, this new offering provides both speed and trust—factors that matter when families look to pledge gold to manage financial situations. Flexible ...

Monthly subscriptions are everywhere. Whether it’s music, video streaming, fitness apps, cloud storage, or even food deliveries—many people pay small amounts every month for services they use regularly. While this feels affordable at first, these small charges can quietly pile up. Budgeting in this new world of monthly payments needs a new way of thinking. How Subscriptions Affect Daily Spending Subscriptions are designed to be easy. One sign-up, and you’re charged automatically every month. This means you might not even notice when money is going out. Many people forget they’re still paying for apps they no longer use or services they rarely need. Since the payments are small, they often don’t feel urgent. But ten or more such charges can eat up a big part of your budget over time. Spotting the Silent Expenses The first step to gaining control is knowing where your money is going. Go through your bank or wallet statements and list every subscription you’re paying for. Check if it’s mo...